Fees, limits and restrictions

A KiTTi Owner is someone who is able to create a KiTTi and invite others to join. Increased limits and restrictions (e.g. max pay-in amount) still apply even when joining someone else’s KiTTi.

A KiTTi Participant is someone who can only join, view and pay-in to a KiTTi owned by someone else.

Fees

Fees that apply to Owners and Participants
Fee for paying-in to a KiTTi Free
Subject Access Request Fee (requesting a copy of any personal information we hold about you) £10
Subscription or account fee Free
KiTTi mobile apps Free
Support by phone or email Free
Fees that apply to Owners only
Creating a KiTTi Free (you have to put £10 into the first KiTTi that you create but that’s yours to spend!)
UK ATM Fee (when you withdraw cash at an ATM) 35p
International ATM Fee (when you withdraw cash at an ATM abroad) £1.50
Foreign Exchange Fee (when you use your card to make transactions in other currencies than Pound Sterling) 1.5% on the MasterCard rate on the day of processing
Inviting friends to join a KiTTi Free
Moving money from one KiTTi to another Free
Moving money from a KiTTi to your KiTTi Card Free
Moving money from your KiTTi Card back to a KiTTi Free
UK Fee when using your card to purchase something, either physically or online Free
Ordering a KiTTi Card Free
Ordering a replacement KiTTi Card Free
UK Fee when using your card to purchase something in the UK Free
International Fee when using your card to purchase something abroad Free

Limits

Limits that apply to Owners and Participants
Minimum amount you can pay-in to a KiTTi per pay-in transaction with a Debit Card £10
Maximum balance that one KiTTi can accept at any point in time £4,000
Maximum amount that can be paid in to one KiTTi in 24 hours £4,000
Limits that apply to Participants only
Maximum amount you can pay-in to a KiTTi per pay-in transaction £750
Maximum total amount you can pay-in to KiTTi per 24 hours £750
Maximum total amount you can pay-in to KiTTi per 7 days £1,500
Maximum total amount you can pay-in to KiTTi per 30 days £2,000
Limits apply to Owners only
Maximum amount that you can transfer from one KiTTi to another KiTTi or to the KiTTi Card £4,000
Maximum amount you can withdraw with your KiTTi Card at an ATM within 24 hours £300
Maximum amount you can withdraw with your KiTTi Card at an ATM in one go £300
Maximum amount you can withdraw with your KiTTi card at an ATM within 7 days £1,000
Maximum amount you can pay-in to a KiTTi per pay-in transaction £3,000
Maximum total amount you can pay-in to KiTTi per 24 hours £3,000
Maximum total amount you can pay-in to KiTTi per 7 days £3,000
Maximum total amount you can pay-in to KiTTi per 30 days £9,000
Maximum total amount you can transfer onto the KiTTi Card over a 30 day period (though if you move money back to a KiTTi from your Card Account, we’ll subtract this) £12,000
The total amount that you can hold across your KiTTi Owner Account and your Card Account The sterling equivalent of $49,999.99

Restrictions

Restrictions that apply to Owners and Participants
Maximum number of number participants that can participate in one KiTTi 100
Maximum number of debit card pay-ins that one KiTTi can receive in 24 hours 100
Maximum number of debit card pay-ins you can make to one particular KiTTi in 24 hours 5
Restrictions that apply to Participants only
Maximum number of different debit cards you can use to pay-in funds into KiTTis 2
Maximum number of different KiTTis you can participate in 100
Restrictions that apply to Owners only
Maximum number of KiTTis you can create 12
Maximum number of different KiTTis you can participate in (including ones that you own) 112
Maximum invites per KiTTi you can send per 90 days 100
Maximum number of invites you can send to a specific recipient for a specific KiTTi per 30 days 2
Maximum number of different debit cards you can use to pay money into KiTTis 5